Ford Extended Warranty

Crash Course:

• Ford extended warranties, known as Ford Protect Extended Service Plans (ESPs), can cover cars for up to 10 years or 175,000 miles, whichever comes first.
• The average cost of a Ford extended warranty is $1,314, according to our team’s research.
• Ford ESPs are available in four coverage levels: PremiumCARE, ExtraCARE, BaseCARE, and PowertrainCARE.

A Ford extended warranty can cover unexpected vehicle repair bills after your factory warranty expires. To help owners discover whether it’s worth buying, our review team took an in-depth look at the four extended warranty plans offered by the Ford Motor Company.

In the following article, we’ll share plan details, coverage options, and estimated costs for Ford extended warranties. You’ll also find information about the top third-party warranty providers that offer alternatives to the automaker’s warranty plans.

About the Ford Extended Warranty

Ford’s comprehensive warranty options are called Ford Protect Extended Service Plans (ESPs).

When you purchase extended warranty coverage from a dealer, repairs will be performed at licensed Ford or Lincoln dealerships by certified Ford technicians. Those technicians will use genuine Ford parts from the original equipment manufacturer (OEM) for any needed replacements.

A Ford extended warranty covers car repair and labor costs after a mechanical breakdown. Since all of Ford’s plans offer at least powertrain protection, most major repairs are covered under any plan. While coverage terms last up to 10 years or 175,000 miles, drivers can mix and match mileage and time limits to account for their annual driving habits.

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Ford Extended Warranty Plans

There are four Ford extended warranty plans to choose from: PremiumCARE, ExtraCARE, BaseCARE, and PowertrainCARE. The automaker’s extended warranty plans range from comprehensive bumper-to-bumper protection to powertrain coverage that only takes care of your Ford’s most essential drivetrain components.

Ford Extended Warranty Coverage

As there are several Ford extended warranty plans to choose from, Ford extended warranty coverage varies in what it protects and how much it costs. The table below provides a basic overview of the varying levels of Ford extended warranty coverage.

For those interested in more details about Ford’s coverage levels, the sections below provide a more comprehensive description of Ford extended warranty plans.

Ford Extended Warranty EV Coverage

The following specialized Ford Extended Service Plans are available for electric vehicles (EVs) for up to 10 years or 150,000 miles:

• PremiumCARE Plus EV: Covers more than 1,000 components, including the drive motors, electrical, high-tech, steering, brakes, front suspension, and air conditioning. This plan is combined with Ford Protection Premium Maintenance EV coverage, which includes routine inspections and maintenance and replacement of wear and tear items, such as shock absorbers and struts, coolant hoses and clamps, brake pads and linings, and wiper blades.
• PremiumCARE EV: Covers the same components as the PremiumCARE Plus EV plan, though it doesn’t include maintenance coverage.
• ExtraCARE EV: Includes coverage for 113 components, such as the drive motor, electrical, brakes, front suspension, front- and rear-wheel drive axle, steering, air conditioning and heating, and high-tech.
• BaseCARE EV: Covers the drive motors, electrical, brakes, front suspension, front- and rear-wheel drive axles, steering, and air conditioning, for a total of 84 covered components.

Ford Extended Warranty Benefits

Ford’s extended warranty packages cover a number of different perks. All four of Ford’s extended warranty plans come with benefits that include:

• Roadside assistance: Access to 24-hour roadside assistance with services such as tire repair and fuel delivery.
• Emergency travel expense: Up to $1,000 within the first five days per occurrence to cover travel-related expenses such as food and lodging.
• Towing assistance: Up to $100 toward a towing service.
• Destination assistance: Up to $75 to help you get to your next destination if you suffer a covered breakdown.
• Rental car reimbursement: Rental vehicle benefits up to $60 a day for up to 10 days when a covered vehicle is kept overnight for a covered repair.

Ford Protect Extended Service Plan Exclusions

As with most extended service plans, Ford Protect ESPs don’t cover routine maintenance such as oil changes or tire rotations. They also exclude windshield, tire, and dent damages, though Ford offers separate protection plans to cover these items.

Other Ford Protection Plans

Ford doesn’t just offer extended service plans. The company sells other plans that you can purchase in addition to or separate from an ESP to protect nearly every part of your vehicle. Other Ford plans include the following:

• Ford Premium Maintenance Plan: This plan covers routine maintenance and wear and tear items, such as engine and oil filter changes, tire rotations, brake pads and linings, shock absorbers and struts, spark plugs, clutch discs, engine belts, engine coolant hoses, clamps, and o-ring seals, wiper blades, and diesel exhaust fluid. Coverage also includes a multi-point inspection and fluid checks and refills.
• Ford Protect TireCARE Plus: Protects your Ford’s tires and wheels from damage caused by common road hazards, including damage from sources such as metal, glass, nails, debris, potholes, and blowouts. Ford will also reimburse you to replace tires that are non-repairable and with 3/32” of tread depth remaining. Alloy, aluminum, and steel wheels are covered by this plan.
• DentCARE: Ford DentCARE covers the cost of paintless dent repair, which removes minor dents and dings without sanding, painting, or body fillers. Dents and dings must be under four inches and within an accessible area on a body panel. Coverage is available for up to eight years on both new and used vehicles.
• WindshieldCARE: Ford Protect WindshieldCARE pays to repair minor chips and cracks in your car’s front windshield, as long as they’re not stress cracks or more than six inches. Coverage is available for up to eight years for both new and used vehicles, but you must purchase a plan at the same time you buy the vehicle. An EV-specific plan, WindshieldCARE Plus EV, is also available, which includes the previous coverage as well as one windshield replacement and calibration.
• TripleCARE Plus: This plan bundles the protection provided by TireCARE Plus, DentCARE, and WindshieldCARE, which may help you save on the total cost of coverage.
• SurfaceCARE: Ford SurfaceCARE is the automaker’s paint protection plan. This plan covers your vehicle’s interior and exterior for two to seven years with unlimited mileage.SurfaceCARE uses a protectant to prevent damages from exterior fading, loss of exterior gloss, hard water etching, acid rain, accidental paint overspray, tree sap, oxidation, insect damage, road salt, and deicing agents. Ford’s SurfaceCARE warranty also includes protection against food or drink stains, oil-based stains, bodily fluids, inks, dyes, cosmetic makeup, crayons, and pet stains.
• TheftCARE: TheftCARE is a theft protection plan that minimizes losses if your Ford vehicle is stolen. This plan pays up to $5,000 toward the purchase of a new vehicle in the event of a theft. Insurance companies only pay out the market value of your vehicle when it’s stolen, so TheftCARE can help you afford a better replacement.

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Ford Extended Warranty Cost

According to the company, the average Ford extended warranty costs around $2,590. Our research shows drivers typically pay an average of $1,314 for coverage across all plan types, though Ford mentioned that many motorists get warranty protection for less.

Ford Extended Warranty Price List

Our researchers were quoted prices for a 2023 Ford F-150 with 25,000 miles and a 2020 Ford Fusion with 35,000 miles for each extended warranty plan that Ford offers. Below is a list of Ford’s extended warranty prices:

Factors That Impact the Cost of a Ford Extended Warranty

Other than variations in price between dealers, the cost of a Ford extended warranty depends on the following factors:

• Coverage level: A more comprehensive plan like a bumper-to-bumper extended warranty will cost the most, while a simple powertrain plan will be priced the lowest.
• Coverage length: Longer contracts typically cost more. You can save money by opting for a plan that covers fewer total miles if you drive less than the average person.
• Deductible: Ford gives drivers the choice between a $0, $50, $100, or $200 deductible. Paying a higher deductible will lower the overall cost of your plan.
• Make and model: Different models have varying extended warranty prices. For example, a Ford Edge extended warranty costs less than a Ford F-250 extended warranty due to the average cost of repairs for each vehicle.
• Mileage and vehicle age: Coverage costs more for older cars and high-mileage vehicles because they’re more prone to breakdowns.
• Existing coverage status: If the original warranty covers your vehicle at purchase, you’ll often get a cheaper contract.

While estimates offer an idea of how much you’ll pay for a Ford extended warranty, there’s no set warranty cost for each vehicle. Because Ford Protect ESPs are sold by dealerships, you may find different prices on the same coverage for your vehicle.

Ford Extended Warranty Deductible

While the standard deductible for new and used Fords is $100, you can choose a $0, $50, or $200 deductible. Used cars aren’t eligible for a $0 deductible.

Ford owners can also choose a disappearing deductible, which means you won’t pay the deductible for covered repairs when they’re performed by the Ford dealer who sold you the car.

Ford Extended Warranty Payment Plan

Ford also offers an installment payment plan, which allows you to be interest-free for up to 30 months if you choose not to include a Ford Protect ESP in your vehicle’s purchase financing. If you select the installment payment plan, you must first pay off any remaining balance to transfer coverage.

Ford Extended Warranty Cancellation Refund

Depending on the state, if you cancel your Ford extended warranty within 30, you’ll receive a full refund. If you cancel between 30 and 60 days, you’ll receive a full refund minus a $75 processing fee if you haven’t made a claim on your existing policy. Ford will give you a prorated refund if you cancel after 60 days. In most cases, you can get a full or partial refund on Ford extended warranties.

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Is a Ford Extended Warranty Worth It?

Whether or not a Ford extended warranty is right for you depends on your preferences. While there’s no guarantee that you’ll use all of the coverage, you could also pay far less for a Ford ESP than for the repairs it covers.

Drivers today are keeping their new cars an average of over eight years, which is why many new car buyers and those getting certified pre-owned (CPO) vehicles purchase extended warranties. Because they’re transferable, Ford ESPs and other extended warranty plans can add to the resale value of your car. Peace of mind knowing that you won’t face out-of-pocket repair costs also offers significant value.

Ford Reliability

RepairPal, an online resource for auto reliability data and repair cost estimates, ranks Ford 21st out of 32 car brands and gives Ford a 3.5 out of 5.0 score with “average” reliability. As a brand, Ford ranked just below the industry average for reliability as measured by the J.D. Power 2025 U.S. Vehicle Dependability Study. In the study’s newest edition, which surveyed owners of three-year-old vehicles, Ford showed 208 problems per 100 cars versus an industry average of 202.

Ford Repair Costs

When the limited warranty ends, Ford owners become fully responsible for covering auto repairs. Because of this, another factor to consider is what you could pay in annual Ford maintenance costs without a warranty.

According to RepairPal, Ford has an average annual repair cost of $775, which includes major scheduled maintenance and unscheduled repairs. While this is lower than some car brands’ annual costs, it’s much higher than the industry average of $652 per year.

Also, according to RepairPal, there’s a 15% probability of a Ford repair being “severe” (meaning that the repair cost is more than three times the average annual repair cost across all models). This makes a Ford extended warranty all the more appealing.

Possible Ford Repairs

Here are a few repairs you might encounter on a Ford past its factory warranty period and how much RepairPal estimates that they’ll cost. As the list below illustrates, models like the Fusion or Escape have cheaper costs than Ford’s trucks, full-size SUVs, and sports cars:

Remember that Ford extended warranty costs average $1,314. You may not incur that much in covered repairs over the life of the Ford Protect ESP you purchase. However, repair costs could also easily exceed the price of a plan.

Is My Ford Still Under Warranty?

The first question to ask if you’re considering extended coverage is whether or not your vehicle is still covered by the Ford factory warranty or a certified pre-owned (CPO) warranty. You can only buy a Ford Protect ESP if your warranty is still active, but you don’t need to purchase coverage until right before it expires.

Ford Warranty Check

If you need to check whether your Ford is still under warranty, you have two options:

1. Entering your VIN on Ford’s owner website
2. You can also find the status of your Ford Protect ESP by calling customer service and giving the representative your VIN

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Ford Extended Warranty Reviews

Ford Protect ESPs receive mixed reviews from customers online. The general consensus is that while you may not get what you pay for, an extended warranty could insure you against major expenses at a manageable cost.

Customer sentiment about the Ford extended warranty is mixed, as is the case with most vehicle service contracts. In general, customers report having an easy time having covered repairs done at their local dealerships. On the flip side, some customers have had difficulties contacting Ford customer service.

Most customers that speak positively about the Ford ESP suggest shopping around for coverage. Quotes vary between dealerships, so shopping around can help you secure the best price.

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Ford Protect ESP vs. Independent Warranty Providers

While Ford Protect ESPs are solid options with multiple term lengths and coverage levels, they can be expensive and restrictive. The good news is that an extended car warranty from Ford is not the only way to extend warranty protection for your vehicle.

If you’ve weighed the pros and cons of extended car warranties and are interested in a Ford extended warranty, consider alternative plans. While you can only get a Ford Protect ESP from a dealership, you can find comparable coverage from independent vehicle service contract providers.

When our review team analyzed every major extended warranty company in the industry, it found Endurance to offer the best overall coverage. You can compare Endurance with the Ford ESP in the table below:

Best Ford Extended Warranty Companies

Based on our research, the best aftermarket car warranty companies for Ford owners are Endurance, autopom!, and CARCHEX. Each provider is known to have reasonable rates, holds an established industry reputation, and offers plenty of added benefits.

Endurance: Best Overall

If you could only consider one extended auto warranty provider, we’d go with Endurance. With its outstanding benefits package, comprehensive coverage plans, and affordable costs, Endurance is an excellent alternative to the Ford extended warranty.

The company has been in business since 2006 and is one of the industry’s only direct warranty providers. Since most drivers have positive experiences with the provider, Endurance warranty reviews for customer service are largely positive. Endurance holds a 3.7-star customer rating on its Better Business Bureau (BBB) profile and a 4.0- out of 5.0-star rating on Trustpilot.

Endurance offers an accessible pricing structure with various plans and payment options, including multiple deductible options ranging from $0 to $200. Endurance warranties can cover up to 200,000 miles, which is plenty of protection for older vehicles. Drivers can choose from five standard plans plus the EnduranceAdvantageTM option, which includes maintenance.

Autopom!: Most Affordable

If cost is the most important factor when shopping around for an extended warranty, we recommend getting a quote from autopom!. Autopom! plans are consistently among the least expensive across all the providers we’ve reviewed, earning the company our pick for Most Affordable. Though coverage is limited to seven years or 150,000 miles, autopom! has score of 3.9 out of 5.0 stars on BBB and 4.7 out of 5.0 stars on Trustpilot, making it a solid option for cost-conscious drivers.

CARCHEX: Best Reputation

If your Ford vehicle has been past its original warranty period for a long time, consider that CARCHEX has plans lasting up to 250,000 miles. The company, which started offering warranty products in 1999, has five plans covering everything from basic powertrain components up to high-tech electronics. CARCHEX holds an A+ rating and accreditation from the BBB and has a 2.5-star rating on Trustpilot.

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Ford Extended Warranties: FAQ

Here are some frequently asked questions about Ford extended warranties:

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Our Methodology

Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

• Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
• Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
• Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
• Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.

*Data accurate at time of publication.