An extended auto warranty is a protection plan you can buy from an automaker or dealership to cover mechanical breakdowns. Third-party providers offer similar coverage in the form of vehicle service contracts. We use these terms interchangeably in this article for simplicity.
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Crash Course:
- Endurance ranks as the best extended car warranty company according to the results of our 2025 industry study.
- Based on quotes we received, drivers can expect to pay an average of $1,227 per year for extended warranty coverage.
- While Endurance is our pick for best provider overall, you may find more flexible coverage or budget-friendly rates from any of the companies we explore below.
The best extended car warranty plans offer financial protection, predictable expenses, and peace of mind on the road. However, not all companies that offer vehicle service contracts follow through on their promises, so it’s important that you choose your coverage provider wisely.
Our research team put together this extended car warranty guide to highlight the industry’s top providers. We’ll run through the five best car warranty companies and provide reviews for each one. You’ll also find key details about the warranty purchasing process to help you make an informed decision about your next coverage plan and provider.
Best Extended Car Warranties
According to our research, Endurance, autopom!, CNA National, Toco, and CarShield offer the best vehicle protection plans for cars in 2025.
Comparing The Best Extended Car Warranty Providers
Endurance is the best vehicle protection plan provider with an overall rating of 4.6 out of 5.0 based on the company’s affordable coverage, customer service, and its general industry reputation. You’ll find the top five highest-scoring providers from our study listed in the table below, along with each provider’s overall score and award for this year.
| Best Extended Car Warranty Companies | Overall Rating (out of 5.0) | 2025 Extended Warranty Study Award |
|---|---|---|
| Endurance | 4.6 | Best Overall |
| autopom! | 4.6 | Best Claims Process |
| CNA National | 4.3 | Best for EV Coverage |
| Toco | 4.3 | High Mileage Limit |
| CarShield | 4.3 | Affordable Monthly Payments |
It’s worth noting that there wasn’t much separation between our pick for the Best Overall extended warranty and the rest of our top choices.
1. Endurance: Best Overall
Endurance earned the top spot in our 2025 auto warranty study and stands out as one of the only direct providers in the industry. The company excels as a vehicle service contract provider due to its numerous plan options, relatively competitive prices, and its useful Endurance Elite Benefits package, which comes free for one year with each plan.
There are many things to like about Endurance, but our review team did find some areas where the company could improve. Below, you can compare the pros and cons of Endurance.
| Endurance Warranty Pros | Endurance Warranty Cons |
|---|---|
| Useful Endurance mobile app | Average rating from customers on the Better Business Bureau (BBB) |
| Excellent included benefits | Slightly lower customer service score than the majority of our top providers |
| Administers its own vehicle protection plans |
Continue reading: Endurance Warranty Review
Endurance Ratings and Reputation
Overall, out of all the auto warranty companies we reviewed, our team rated Endurance 4.6 out of 5.0 stars due to its variety of coverage options, its industry standing, and good rates for the coverage you get. You can see how Endurance performed in our industry-wide review.
| Category | Endurance Score | Industry Average |
|---|---|---|
| Industry Standing | 4.6 | 4.0 |
| Coverage | 4.9 | 4.3 |
| Affordability | 4.9 | 4.0 |
| Customer Service | 3.9 | 3.6 |
| Overall | 4.6 | 3.9 |
It’s important to note that our team rated Endurance’s industry standing 4.6 out of 5.0 stars which places it at the top of our list for this category. This is due to the company’s ratings on trusted review sites and its long established history of paying out claims and maintaining high ratings from trusted review sites.
Endurance Warranty Coverage
Endurance offers six vehicle service contracts that have unlimited coverage terms which are similar to an auto warranty from the manufacturer. Keep in mind that coverage does not begin right away. Depending on the plan you select, there can be a 30- to 60-day or 1,000-mile waiting period, starting from the beginning of your policy.
| Endurance Plan | Coverage Details |
|---|---|
| Supreme | Comprehensive coverage that compares to a new car manufacturer’s warranty. |
| Superior | The highest level of stated-component coverage from Endurance. |
| Secure Plus | Mid-tier coverage includes gaskets, which aren’t covered by plans other than Supreme. |
| Select Premier | A powertrain-plus plan that protects some electrical components and the air conditioning system. |
| Secure | Endurance’s most basic coverage that offers powertrain protection. It covers the turbocharger and supercharger in addition to more standard powertrain components such as the drive axle and transmission. |
| Advantage | This is like a combined vehicle service contract and maintenance plan. It comes in three different levels: Prime, Plus, and Preferred. |
Endurance Add-Ons and Additional Benefits
All of Endurance’s warranty coverage comes with added perks including free roadside assistance, trip interruption coverage, and rental car coverage. In addition to these perks, every plan comes with one free year of Endurance Elite Benefits which gives drivers:
- Up to $500 to replace a lost or stolen key fob
- Up to $1,000 toward your insurance premium if your vehicle is in an accident and declared a total loss
- Tire repair and replacement for damage caused by road hazards
For drivers who own classic or luxury vehicles, Endurance offers the High-Line add-on coverage for the Supreme plan. This additional coverage is available for Audi and Porsche vehicles.
Endurance Warranty Cost
According to our research, our team found that an Endurance warranty costs between $88 and $141 per month, while total costs range from $2,641 to $4,255 for plans that last up to 2.5 years or 40,000 miles. You can choose between a $50, $100, or $200 deductible. Below are a few quotes we received based on a $100 deductible.
| Plan | Vehicle | Monthly Cost | Total Cost |
|---|---|---|---|
| Supreme | 2021 Nissan Altima | $88.81 | $2,663.30 |
| Superior | 2021 Nissan Altima | $87.07 | $2,641.10 |
| Secure Plus | 2021 Nissan Altima | $95.91 | $2,906.30 |
| Supreme | 2021 Jeep Cherokee | $90.68 | $2,749.40 |
| Superior | 2021 Jeep Cherokee | $89.30 | $2,708.00 |
| Secure Plus | 2021 Jeep Cherokee | $87.23 | $2,645.90 |
Endurance Customer Reviews
Endurance earns a 3.7 out of 5.0 from the BBB and a similar score of 3.6 out of 5.0 stars from over 9,000 customers on Trustpilot. Most Endurance reviews from customers are positive and commonly express how helpful the company’s customer representatives are and how quick and easy the quote process is, while some reviews complain that the company denied their claims.
Out of all of the Endurance customers we surveyed, none had their claim denied and 75% were extremely satisfied while the remaining 25% were slightly satisfied. Keep in mind, it is important to read your vehicle service contract carefully so that you know what is and isn’t covered by your agreement.
Best Overall Warranty Provider
2. Autopom!: Best Claims Process
Among all the companies in our study, autopom! is one of the most customer-focused choices. On top of a stellar reputation for customer service, the company goes beyond the normal level of service and actively advocates for customers when issues pop up. That makes it an option worth considering for people who’d like some backup during the claims process.
Below are the pros and cons of autopom! vehicle service contracts:
| Autopom! Warranty Pros | Autopom! Warranty Cons |
|---|---|
| Some plans include tire protection | Only three plans to choose from |
| High ratings from customers | Coverage capped at 150,000 miles |
| Covers vehicles in all states including California |
Continue reading: autopom! Warranty Review
Autopom! Ratings and Reputation
Overall we rated autopom! 4.6 out of 5.0 stars, which placed it second on our list just slightly behind Endurance. While each provider scored similarly overall, Endurance out performed autopom! when it comes to coverage options. But autopom! came out above Endurance by almost one whole point when it came to customer service.
You can see how autopom! performed in our industry-wide review:
| Category | autopom! Score | Industry Average |
|---|---|---|
| Industry Standing | 4.3 | 4.0 |
| Coverage | 4.5 | 4.3 |
| Affordability | 4.9 | 4.0 |
| Customer Service | 4.7 | 3.6 |
| Overall | 4.6 | 3.9 |
Autopom! Warranty Coverage
autopom! offers three types of plans with coverage limits of up to 150,000 miles. Here are the details of all three plans autopom! offers:
- Exclusionary: This option is similar to a factory warranty and covers any mechanical breakdown except for a list of exclusions.
- Mid-Level: This plan covers the powertrain (engine, transmission, and drive axle) plus many other systems like air conditioning, brakes, electrical, and steering.
- Powertrain Plus: This plan covers the engine, transmission, and drive axle along with the air conditioning and some electrical components.
Autopom! Additional Benefits
All of autopom!’s plans include roadside assistance, rental car coverage, and trip interruption. Unlike Endurance, autopom!’s tire protection coverage is only available for its Mid-Level and Exclusionary plans.
Autopom! Warranty Cost
autopom!’s highest tiered plan provides exclusionary coverage similar to a bumper-to-bumper warranty offered by manufactures at $3,177 in total or $126 per month for a 24-month payment term in return for 4 years/unlimited miles of warranty coverage with a $100 deductible.
Autopom! Customer Reviews
Autopom! customers rate the company 4.5 out of 5.0 stars on Trustpilot and 4.3 out of 5.0 stars on the BBB where the company holds an A+ accreditation. Most of the positive reviews express customer appreciation for its coverage options and customer service representatives’ helpfulness. In our customer survey, when asked what they liked the most about the company, 50% of autopom! customers said they like the company’s friendly support and good services.
3. CNA National: Best for EV Coverage
CNA National doesn’t sell plans online but works with a network of dealerships across the country. CNA National is a reputable provider with high ratings from the BBB. It also offers a wide range of coverage including four separate types of electric vehicle coverage. EV drivers usually have one option from most providers, but that’s not true of CNA National.
| CNA National Pros | CNA National Cons |
|---|---|
| A+ rating with accreditation on the BBB | Plans are only available from specific dealers, no online quotes |
| Many plans to choose from | Cost depends on the dealership |
| Some plans have unlimited mileage options |
Continue reading: CNA National Warranty Review
CNA National Ratings and Reputation
After our industry-wide review, our team rated CNA National 4.3 out of 5.0 stars due to its wide variety of coverage options, particularly for EVs, and its reliable and friendly customer service. Below you can see how our team scored CNA National compared to the industry averages.
| Category | CNA National Score | Industry Average |
|---|---|---|
| Industry Standing | 4.5 | 4.0 |
| Coverage | 4.9 | 4.3 |
| Affordability | 3.7 | 4.0 |
| Customer Service | 4.3 | 3.6 |
| Overall | 4.3 | 3.9 |
CNA Extended Warranty Coverage
CNA National offers four types of vehicle service contracts with coverage terms, besides its powertrain plan that lasts a lifetime. You can compare CNA’s extended warranty coverages in more detail below:
- Automotive Preferred Care: This is an exclusionary plan that covers almost any breakdown.
- Mechanical Advantage Care: This high-level plan covers most systems of the vehicle.
- Vehicle Value Care: This option covers the powertrain plus seven more systems including air conditioning, electrical, suspension, fuel, and cooling.
- Powertrain Advantage Care: This basic plan covers the engine, transmission, and drivetrain assembly.
EV Extended Warranty Coverage
In addition to its four standard coverage plans, CNA National also offers four types of electric vehicle plans, which is why we named it Best for EV Coverage. Other companies usually offer only one EV plan if they cover EVs at all.
| EV Plan | Coverage Details |
|---|---|
| Elite Protect With Battery | This provides exclusionary coverage for all systems plus the propulsion battery. |
| Elite Protect | This option offers comprehensive coverage for all systems except the propulsion battery. |
| Premier Protect | The highest level of stated-component coverage. |
| Standard Protect | This is a value plan that covers the most crucial systems of the EV. |
CNA Warranty Additional Benefits
In addition to its plethora of coverage options, all CNA warranties come with roadside assistance, towing and trip interruption coverage, and rental car reimbursement if your vehicle breaks down more than fifty miles from home.
4. Toco: High Mileage Limit
Toco is among our top picks for warranty providers due to its reputation and coverage. It has excellent reviews from customers on the BBB, and it’s financially backed by a larger company, AmTrust Financial Services, which may give drivers peace of mind about their claims being paid out. Toco offers coverage for cars with up to 250,000 miles, making it a solid choice for used car protection.
| Toco Pros | Toco Cons |
|---|---|
| A+ rating with accreditation on the BBB | Each plan only applies to one mileage amount |
| Good variety of coverage options | |
| Coverage up to 250,000 miles |
Continue reading: Toco Review
Toco Ratings and Reputation
Our team gave Toco an overall score of 4.3 out of 5.0 stars. Compared to other companies on our list, Toco is the most consistent provider we reviewed with all of its scores at or higher than the industry average.
| Category | Toco Score | Industry Average |
|---|---|---|
| Industry Standing | 4.3 | 4.0 |
| Coverage | 4.3 | 4.3 |
| Affordability | 4.3 | 4.0 |
| Customer Service | 4.4 | 3.6 |
| Overall | 4.3 | 3.9 |
Toco Warranty Coverage
Toco offers four vehicle protection plans for vehicles with mileages up to 250,000 miles for an unlimited term length. Plans range from powertrain all the way up to exclusionary coverage. Below are the details of each of Toco’s vehicle service contracts.
- Orange: This is an exclusionary warranty that covers almost any breakdown (mileage must be under 100,000 at the time of a claim).
- Yellow: This option covers 18 systems including modern features, high-tech, suspension, and steering (mileage must be between 100,001 and 150,000).
- Blue: This option covers 12 systems including electrical, fuel, and air conditioning (mileage must be between 150,001 and 200,000).
- Green: This option covers 8 systems including the engine, transmission, drive axle, and hybrid drive system (mileage must be between 200,001 and 250,000).
Toco Additional Benefits
Along with each of its plans, Toco offers roadside assistance, towing, rental car coverage, and trip interruption coverage.
Toco Warranty Cost
We found Toco warranties cost an average of $97 per month for an unlimited month-to-month policy. To start the policy you typically have to make the first month’s payment, however the representative we spoke with offered to waive the down payment.
Toco Customer Reviews
Customers rate Toco 4.5 out of 5.0 stars on the BBB and 4.7 out of 5.0 stars on Trustpilot. Toco has some of the best customer review ratings of all the providers on our list. Customers praise the company for its easy claims process and helpful staff. While some customers complained about how their experience depended on which customer service agent they got – some are friendly and some are not.
5. CarShield: Affordable Monthly Payments
CarShield offers one of the industry’s highest mileage limits at 300,000 miles and provides coverage for ATVs and motorcycles as well as Electric Vehicles (EVs). But the company also consistently had affordable prices in our secret shopper study, especially when broken down to monthly payments.
| CarShield Pros | CarShield Cons |
|---|---|
| Plans for high-mileage vehicles | Poor review scores on the BBB |
| Covers ATVs and motorcycles | Not all extended car warranty contracts can be transferred |
| Coverage for high-tech components and EVs |
Continue reading: CarShield Review
CarShield Ratings and Reputation
| Category | CarShield Score | Industry Average |
|---|---|---|
| Industry Standing | 4.6 | 4.0 |
| Coverage | 4.8 | 4.3 |
| Affordability | 4.1 | 4.0 |
| Customer Service | 3.8 | 3.6 |
| Overall | 4.3 | 3.9 |
CarShield Warranty Coverage
CarShield offers eight plans for vehicles up to 300,000 miles. Like most extended warranty plans, there is a 30-day or 1,000-mile waiting period for coverage to start after you make your first payment.
- Diamond: Top-tier exclusionary coverage for newer vehicles.
- Platinum: The highest level of stated-component coverage available from CarShield. Includes protection for steering, suspension, and fuel delivery systems.
- Gold: Enhanced powertrain coverage that protects electrical components like the alternator and power windows in addition to components covered by the Silver plan.
- Gold Select: This plan covers everything that the Gold plan covers except for the fuel pump and fuel injector.
- Silver: Basic powertrain plan that covers essential components like the engine and driveshaft.
- Aluminum: Specialty coverage for high-tech components and systems like navigation systems, cruise control, sensors, and seat controls.
- Motorcycle and ATV: CarShield is one of few providers that offers coverage for alternative vehicles.
- Electric Vehicle: This plan is made specifically for EVs, covering the battery pack, electrical system, electric drive unit, and more.
CarShield Warranty Cost
CarsShield extended warranty plans cost between $110 to $170 per month, depending on whether or not you get a discount. Our team received quotes for several vehicles for unlimited month-to-month coverage, displayed in the table below:
| Plan | Vehicle | Monthly Cost | Total Cost |
|---|---|---|---|
| Diamond | 2021 Nissan Altima | $149.99 ($109.99 discounted) | Varies |
| Diamond | 2021 Jeep CHerokee | $149.99 ($119.99 discounted) | Varies |
| Diamond | 2021 Ram 1500 | $149.99 ($109.99 discounted) | Varies |
| Gold | 2015 Nissan Altima | $149.99 | Varies |
| Gold | 2015 Jeep CHerokee | $149.99 | Varies |
| Gold | 2015 Ram 1500 | $169.99 ($119.99 discounted) | Varies |
CarShield Customer Reviews
CarShield customers rate the company 4.3 out of 5.0 stars on Trustpilot but only 1.9 out of 5.0 with the BBB. Customers commonly complain about claims not being covered or paid. Turns out, these complaints were warranted.
Editor’s note: On July 31, 2024, The Federal Trade Commision ordered CarShield to pay $10 million to settle charges that its advertisements and telemarketing of its vehicle service contracts are deceptive and misleading with many customers’ repairs going uncovered. We suggest that customers review CarShield’s website to familiarize themselves with what car repairs are typically covered and take extra precautions.
What Is an Extended Car Warranty?
An extended car warranty covers the cost of repairs that occur due to mechanical breakdowns caused by faulty car parts or workmanship flaws. You may hear extended car warranties referred to as vehicle protection plans or vehicle service contracts.
In exchange for a one-time or monthly payment, the best extended car warranty providers will cover the cost of mechanical repairs that fall under the coverage outlined in your contract. Drivers aren’t required to purchase extended warranties. However, many drivers do since they add peace of mind while on the road and can reduce the stress of surprise car repair bills.
Extended Car Warranty Coverage
A factory warranty is a standard offering on a car, while extended warranty coverage is typically customizable. Most providers offer a few coverage levels, allowing you to find a warranty plan that fits your needs and your budget.
Types of Extended Car Warranties
While each provider offers varying levels of coverage, most plans fall into one of three categories:
- Bumper-to-bumper warranty: Commonly known as exclusionary coverage, bumper-to-bumper warranties cover all vehicle components except ones that are specifically mentioned as exclusions. These plans are similar to the new car limited warranties you get from dealerships and they come with the highest price tags.
- Stated-component coverage: In contrast, named-component plans mention the parts of your vehicle that are covered rather than what isn’t. Typically, a stated-component plan covers most of your vehicle’s major systems and often includes coverage for some electrical components like your air conditioning.
- Powertrain warranty: The most basic and affordable level of warranty coverage is a powertrain plan. Sometimes referred to as a drivetrain warranty, a powertrain warranty only covers the most critical parts of your car such as its transmission and drive axles.
Many of the best extended car warranty providers offer specialized options that cover high-tech electronics, EVs, and classic or exotic cars. Some also offer plans that can take care of routine maintenance services such as oil changes and tire rotations or replace wear-and-tear items like brake pads and windshield wiper blades.
Extended Car Warranty Cost
In our secret shopper research, we found that the average extended auto warranty plan costs about $1,227 per year of coverage. This is more or less consistent with what we learned from our 2024 auto warranty survey. A majority of the more-than 1,000 respondents said they paid between $1,000 and $3,500 in total for their extended warranty plans.
What Factors Affect Extended Car Warranty Costs?
The average extended car warranty prices listed above include all coverage levels, which is one reason for such a wide range in cost. The amount of coverage you choose and other factors can significantly affect how much you pay for coverage, meaning these averages should only be used as a guide. You can request free quotes to get a more precise idea of your own extended warranty costs.
Extended car warranty companies base individual prices on a few determining factors. These include:
- Mileage: Higher-mileage vehicles are more likely to suffer mechanical breakdowns and therefore cost more to cover.
- Vehicle type: The pricier a car and its repairs are, the more a warranty provider will charge for coverage. Vehicles with reliability issues may also be charged higher prices for protection plans.
- Deductible: As with car insurance, many warranty companies allow you to set your own deductible – some all the way down to $0. But the lower you set your deductible, the more your warranty plan is likely to cost.
- Coverage plan: Of course, how much coverage you select is a major factor in pricing. The more comprehensive an extended warranty plan is, the more you’ll pay for it.
- Vehicle age: Like higher-mileage vehicles, older cars are more prone to breakdowns than newer ones. Therefore, most car warranty companies charge higher rates for coverage on older vehicles.
- Provider: Prices vary between the best extended car warranty companies, even for equal levels of coverage on the same vehicle. That’s why our team recommends getting quotes from multiple providers and comparing to see which one offers the lowest rates.
Is an Extended Car Warranty Worth It?
In terms of financial value, whether extended warranties are worth it is somewhat up to chance. If your car ends up needing repairs, there’s a strong likelihood that you’ll pay less for a warranty than for the cost to fix the issue. However, it’s possible you won’t need your coverage, meaning you’ll have paid for something that goes unused.
Still, extended auto warranties can be worth it in other ways, including the following:
- Peace of mind: If you’ve ever driven a car under warranty, you may have felt better knowing that potential auto repair costs were already covered. An extended warranty plan offers that same peace of mind after your factory warranty expires.
- Extra benefits: In addition to your coverage, the best extended car warranties come with benefits like roadside assistance and trip interruption coverage. These perks, which may reduce hassle on the road, will otherwise come at an additional cost from auto insurance companies.
- Predictable expenses: Many people prefer to make regular monthly payments to avoid large surprise expenses for car repairs. A warranty plan can help keep your finances predictable and will reduce your risk of needing to come up with a large sum of money at a moment’s notice. With warranty coverage, you can avoid paying out of pocket for various car repair and replacement costs.
How To Find the Best Extended Auto Warranty for Your Vehicle
There is no single best extended warranty provider for everyone. Certain providers may have better prices for your coverage needs and vehicles than others. Some auto warranty companies may offer benefits or coverage packages that work better for you.
Here are a few tips that can help you choose the best coverage provider, for you and your vehicle:
- Assess your needs: Do you really need bumper-to-bumper coverage like you’d get with a manufacturer’s warranty? Or will basic powertrain coverage satisfy your needs? Know what you’re looking for in a plan and provider before you start shopping.
- Consider your budget: Think about how much you can reasonably afford to spend, either as an upfront lump sum or in monthly installments. Figuring out your budget can help to guide your decision.
- Find a few options you like: Most extended warranty companies offer similar products, but there are differences that make some more attractive than others. You can use roundups like this one to find providers that offer the options, benefits, and customer service that you desire.
- Request quotes: You can and should get free quotes from at least three of the best extended car warranty providers as part of your process. While you may get sales calls and emails after requesting them, these quotes come with no obligations. Take time to weigh the offers you receive.
- Go with your gut: There are a lot of things to consider when choosing an extended warranty company and plan, but at the end of the day, much of the value of a service contract is in how you feel about it. Even if it’s not strictly the cheapest option, the best extended car warranty company for you is the one that you feel best about. Listen to your instincts.
How To Find The Best Extended Car Warranty Companies
Keep in mind that, while the companies mentioned in this article are reliable and transparent, others may be unresponsive when handling a claim or stingy about payouts for covered repairs. Our team stands behind our recommendations, but it’s never a bad idea to evaluate companies on your own.
Below, you’ll learn how to identify a good provider.
- Check a provider’s eligibility requirements and exclusions
- Read the fine details of your contract
- Check out online customer service reviews
- Double-check the provider has a no-hassle cancellation policy
- Research the company’s industry reputation
Best Car Extended Warranty Coverage: Conclusion
The best provider in our 2025 auto warranty study is Endurance. With an impressive score of 4.6 out of 5.0 stars, the company earned the title of Best Overall.
But you shouldn’t stop your search there. While we rank Endurance as the best extended vehicle protection plan provider in the industry, we confidently recommend any of the providers mentioned in this article. Another provider may have prices, plans, or benefits that better suit your personal needs.
Buying an extended warranty for your car is an important financial decision, and there’s no rush to make a commitment. Take your time and thoroughly evaluate a few options before selecting your coverage provider and plan.
Best Extended Car Warranty Plans: FAQ
Below are some frequently asked questions about extended car warranties:
Who has the best rated extended car warranty?
Endurance has the best-rated vehicle protection plans of all providers in our study. However, autopom!, CNA National, Toco, and CarShield are also strong options that finished with only slightly lower scores.
What does a car warranty cover?
Extended auto warranties cover select mechanical components. Basic extended warranties (typically referred to as powertrain or drivetrain warranty coverage) protect the parts of your car that help the vehicle move, like the engine, transmission, and drive axle.
A more comprehensive coverage plan (typically referred to as a bumper-to-bumper warranty) covers the same components as a powertrain plan, plus your car’s cooling and electrical systems, high-tech components, air conditioning system, and more.
Is an extended car warranty ever worth it?
An extended car warranty can be worth it financially if you need to use the coverage. But even if you don’t, the peace of mind from knowing that you won’t face huge repair bills out of nowhere may be worth the cost of coverage for many people.
Can you buy an extended warranty after purchase?
If you choose an aftermarket auto warranty provider, you can usually buy an extended warranty after you purchase a vehicle. While some manufacturers offer this option, others require you to buy extended warranty coverage when you purchase your vehicle.
How do you cancel an extended warranty on a car?
Each provider has its own methods for canceling an extended warranty on a car. Some allow you to cancel in just a few steps online. Others require you to notify the company with a physical letter.
Can you pay for an extended car warranty monthly?
Yes. Paying for an extended car warranty on a monthly plan is very common and something most providers offer, including Toco and CarShield. However, you can also choose to pay for your entire plan upfront.
Are extended warranties worth it on used cars?
Extended car warranties are often worth it for used cars. In fact, it may be even more worthwhile to purchase an extended warranty for a used car than a new car. The older your vehicle, the more prone it becomes to unexpected breakdowns. An extended car warranty can help keep your used vehicle on the road.
Can you negotiate an extended car warranty?
Some extended car warranties may be negotiable, but not all. Dealership warranties are typically negotiable, and even third-party providers may give you some discounts or provide different quotes each time you call.
Does AAA offer extended warranties?
Because the products AAA sells vary from state to state, not all AAA locations offer extended warranties. Those that do usually offer similar coverage sold by third-party warranty providers.
Is an extended car warranty the same as mechanical breakdown insurance (MBI)?
An extended car warranty is functionally the same as mechanical breakdown insurance (MBI). Both cover the cost of vehicle repairs that come from the normal use of your car. The main difference is that extended car service plans are provided by car manufacturers or aftermarket providers while MBI policies are sold by auto insurance companies or warranty providers doing business in California.
How much does an extended car warranty cost?
The average cost of an extended car warranty is currently $1,227 per year, based on our research. However, the actual cost of a coverage plan can vary by several thousand dollars depending on factors such as the age and mileage of your vehicle, the coverage options you choose, and the term length of your contract.
Our Methodology: How We Rated The Best Extended Car Warranty Companies
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
- Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
- Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
- Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
- Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.
*Data accurate at time of publication.
