Is the Jaguar Extended Warranty Worth It?

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Endurance
4.6
Industry Standing: 4.4/5.0
Coverage: 4.9/5.0
Affordability: 4.5/5.0
Transparency: 5.0/5.0
Customer Service: 4.4/5.0
idée We recommend Endurance as the best warranty provider
  • Best Overall
  • Coverage Plans: 6 options plus maintenance plan
  • Odometer Limit: Unlimited mileage
  • Free Cancellation: 30-day money-back guarantee
  • Longest Term: 8 years of coverage
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Factory-level bumper-to-bumper plan Free membership for first year
Multiple powertrain/mid-level choices $500 collision discount
Scheduled maintenance coverage Tire repair or replacement
24/7 emergency roadside assistance Total loss protection up to $1,000
Trip interruption reimbursement Key fob replacement and repair
Rental vehicle coverage Endurance mobile app
Towing allowance $250 credit with shopping or dining partners
  • The Jaguar extended warranty combines powertrain and bumper-to-bumper coverage.
  • Based on the manufacturer’s reliability ratings, extended warranty coverage is worth considering.
  • Compare our top recommended providers to the Jaguar extended warranty to find the best option for your vehicle.

Jaguar owners know how expensive it can be to maintain and repair a luxury vehicle. Is a Jaguar extended warranty the key to saving money on your annual repair bill?

In this article, we’ll go over the ins and outs of the Jaguar extended warranty, including coverage details and estimated costs. Additionally, we’ll discuss reliability ratings for the brand as well as Jaguar’s factory and certified pre-owned warranties.

We’ll also introduce you to some of the best extended car warranty providers that cover luxury vehicles like Jaguars. It’s best practice to compare multiple quotes across providers so that you can get the best deal. You start getting free, personalized quotes from a few of our top picks by clicking above.

Jaguar Extended Warranty Highlights

The Jaguar extended warranty, called the Jaguar Vehicle Protection Plan, provides comprehensive coverage after your 5-year/60,000-mile manufacturer’s warranty expires. Term limits can vary from the in-service date.

Jaguar Warranty Warranty details
New Vehicle EliteCare 5 years/60,000 miles
Jaguar Extended Warranty Must be purchased within 1,000 miles or 30 days of EliteCare expiration

Rather than offer a separate powertrain warranty and bumper-to-bumper warranty, Jaguar has rolled these protections into one vehicle service contract. The following vehicle components are protected against mechanical and electrical damage under Jaguar’s extended warranty:

  • Clutch
  • Engine
  • Steering
  • Gearbox
  • Propshaft
  • Suspension
  • Fuel system
  • Starter motor
  • Brake system
  • Air conditioning
  • Electronic ignition
  • Catalytic converter
  • Infotainment system
  • Electrical components
  • Powertrain control unit
  • Axles and transfer box
  • Engine cooling system
  • Diesel injection system
  • Turbocharger/Supercharger
  • Four-wheel-drive transmission
  • Manual or automatic transmission

Repairs covered under the Jaguar extended warranty are guaranteed to be made by factory-trained technicians using genuine replacement parts.

Additional Perks

The perks included with Jaguar Vehicle Protection Plan are limited, especially compared to other luxury brands’ added benefits. The manufacturer mentions a travel protection benefit, but information on its cost limits and other details are not publicly available. You’ll need to contact your local authorized Jaguar retailer for more information.

The Jaguar extended warranty also comes with an optional Jaguar Assistance plan that provides 24-hour roadside assistance in the event of a mechanical breakdown. However, you’ll need to pay extra for this service.

What’s Not Covered Under the Jaguar Extended Warranty?

While Jaguar offers complimentary maintenance coverage for new vehicles as part of its Passport to Service program, this service is not included with extended warranty coverage.

Additionally, Jaguar extended warranty coverage does not cover the following:

  • Batteries
  • Bulbs and fuses
  • Exhaust systems
  • Pre-existing issues
  • Hinges and strikers
  • Wear-and-tear parts
  • Environmental damages
  • Routine maintenance services
  • Any non-factory-installed parts
  • Deterioration as a result of normal aging
  • Electrical software updates or reprogramming
  • Damage resulting from improper maintenance
  • Damage resulting from theft, rioting, or looting
  • Damage resulting from collisions, misuse, or neglect
  • Wheels, tires, valves, and any wheel-related services
  • Damage resulting from improper or contaminated fuel

Before signing on the dotted line, make sure to review your extended warranty contract from Jaguar carefully. You don’t want to assume a component is covered only to later find out you’re on your own to pay for a repair.

A Jaguar extended warranty can also only be purchased for vehicles that have at least 30 days and 1,000 miles of New Vehicle Limited Warranty coverage remaining.

Do You Need Jaguar Extended Warranty Coverage?

The cost-effectiveness of Jaguar’s extended warranty depends on a few factors. If you own a highly reliable Jaguar and have little reservation about paying for repairs out of pocket, you can probably skip extended warranty coverage. However, drivers looking for more peace of mind on the road or who want to budget for unexpected repairs may benefit from the extra coverage.

Vehicle reliability plays a big part in whether a vehicle service contract is financially practical. We use RepairPal to estimate a manufacturer’s overall reliability and to get a better sense of what a car’s repairs may cost.

Here’s a breakdown of RepairPal’s average ratings across Jaguar models:

RepairPal Factor Jaguar Average Average Across All Brands
Overall Reliability Rating 2.5 out of 5.0
Average Annual Repair Cost $1,123 $652
Repair Frequency 0.6 times per year 0.4 times per year
Chance of a Severe Repair* 14 percent 12 percent

*A severe repair, in this case, means it will cost at least three times the average annual repair cost.

Jaguar ranked 29th out of the 32 car brands rated by RepairPal. Based on RepairPal’s data, it’s worth looking into an extended warranty for your Jaguar.

You may also want to consider the coverage you already have. If you don’t plan on owning your Jaguar for longer than the 5-year/60,000-mile New Vehicle Limited Warranty, called Jaguar EliteCare, there’s little sense in investing in an extended warranty plan. This factory warranty includes powertrain and bumper-to-bumper coverage, as well as complimentary maintenance services and 24/7 roadside assistance.

Similarly, the certified pre-owned (CPO) Jaguar warranty includes 7 years/100,000 miles of coverage, beginning at the vehicle’s in-service date. While the CPO warranty does not include maintenance services, it does offer a roadside assistance program.

Cost of the Jaguar Extended Warranty

Although Jaguar does not advertise extended warranty pricing, we were able to find a few reviews in which customers reported paying between $5,000 and $6,000 for a maximum-length warranty. However, the cost of your Jaguar extended warranty will vary depending on the model you drive, how old your vehicle is, and a few other factors.

All Jaguar extended warranties come with two deductibles that you’ll need to pay out of pocket when your vehicle is repaired. If you go to a local Jaguar dealership, you’ll only pay a $100 deductible. If you opt for a different repair facility, you’ll pay a $250 deductible.

Endurance Jaguar Extended Warranty

Our top pick for a Jaguar extended warranty is Endurance. The provider offers a Highline add-on for its Supreme plan which covers a wide range of luxury vehicles. This is an exclusionary warranty, so it covers all mechanical breakdowns unless noted in the list of exclusions. The Endurance Highline Supreme plan is available for the following performance Jaguar models:

  • All 8 cylinder models

Other Jaguar models are eligible for Endurance’s standard plans. Be aware that the Highline option isn’t available for quad-turbo setups or engines with more than 8 cylinders.

Benefits of a Third-Party Jaguar Extended Warranty

Going through the manufacturer isn’t the only option for Jaguar extended warranty coverage. You can also purchase a vehicle service contract for a third-party provider. However, there are pros and cons of extended car warranties from either option.

Here are a few benefits of choosing a reputable third-party warranty provider over Jaguar’s manufacturer-backed coverage:

  • Each provider offers more than one coverage plan to choose from.
  • You can purchase coverage at any time rather than needing to opt in before your limited warranty period expires.
  • Plans come with perks like roadside assistance, rental car reimbursement, and travel interruption coverage without an additional charge.

For drivers looking for a third-party Jaguar extended warranty, we recommend Endurance and CARCHEX.

Endurance
4.6
Industry Standing: 4.4/5.0
Coverage: 4.9/5.0
Affordability: 4.5/5.0
Transparency: 5.0/5.0
Customer Service: 4.4/5.0
idée We recommend Endurance as the best warranty provider
  • Best Overall
  • Coverage Plans: 6 options plus maintenance plan
  • Odometer Limit: Unlimited mileage
  • Free Cancellation: 30-day money-back guarantee
  • Longest Term: 8 years of coverage
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Factory-level bumper-to-bumper plan Free membership for first year
Multiple powertrain/mid-level choices $500 collision discount
Scheduled maintenance coverage Tire repair or replacement
24/7 emergency roadside assistance Total loss protection up to $1,000
Trip interruption reimbursement Key fob replacement and repair
Rental vehicle coverage Endurance mobile app
Towing allowance $250 credit with shopping or dining partners

Endurance: Best Overall

Endurance works with customers directly rather than through an administrator or other middleman, which streamlines the quotes and claims processes. The company offers six coverage plans with term limits up to 8 years or 200,000+ miles – double that of the manufacturer-backed Jaguar extended warranty. Endurance is available in all U.S. states except California.

For more information, read our full Endurance warranty review.

CARCHEX: Best Reputation

If you own Jaguar that’s more than a few model years old, you’re probably no longer eligible for the Jaguar extended warranty. In this case, we recommend reaching out to CARCHEX. Backed by industry experts like CARFAX, Kelley Blue Book, and RepairPal, CARCHEX has been a leader in the car warranty industry for over 20 years. The provider offers five coverage plans with term limits up to 10 years or 250,000 miles, whichever comes first.

Read our CARCHEX review for more details about the provider’s coverage plans, costs, and added benefits.

Our Methodology

Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

  • Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
  • Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
  • Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
  • Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.

*Data accurate at time of publication.