An extended auto warranty is a protection plan you can buy from an automaker or dealership to cover mechanical breakdowns. Third-party providers offer similar coverage in the form of vehicle service contracts. We use these terms interchangeably in this article for simplicity.
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Crash Course:
- Endurance’s Supreme plan is its most extensive level of protection of its six plan offerings, and is most similar to coverage from your car’s original factory warranty.
- The provider’s vehicle service contracts all come with a 30-day money-back guarantee and one year of Endurance Elite benefits.
- In our industry review, Endurance won our award for Best Overall provider due to its combination of cost, coverage, and customer service.
The best extended car warranty companies offer a wide variety of coverage levels, whether you’re looking for extensive protection or a used car warranty for your high-mileage vehicle. In this guide, we’ll take a look at a specific protection plan – the Endurance Supreme warranty.
What Is the Endurance Supreme Warranty?
Endurance has six different vehicle service contracts to choose from, but Supreme is the highest level of coverage the company offers. Intended for those who want the highest level of protection against mechanical breakdowns, Supreme offers Endurance customers coverage that’s similar to what a dealership’s factory warranty would provide for new cars.
Supreme is an exclusionary protection plan, meaning most items are covered, unless they’re specifically called out in the contract.
What Does the Endurance Supreme Warranty Cover?
The Endurance Supreme plan covers most systems and components of your vehicle, including:
- Engine
- Braking
- Steering
- Drive axle
- Suspension
- Navigation system
What’s Not Covered?
While the Supreme plan is extensive, there are some items that aren’t covered, including:
- Paint
- Glass
- Fuses
- Bumpers
- Exhaust system
- Catalytic converter
Additional Benefits
Regardless of the level of protection you choose, all Endurance plans come with helpful perks and benefits, such as:
- 24/7 roadside assistance: This includes mechanical first aid (minor, on-the-spot adjustments to get your car up and running), fuel delivery, flat tire changes, towing, battery jump starts, and lockout service.
- Rental car reimbursement: If your car is in the shop, Endurance will give you $30 per day (or a maximum of $150) for a rental car or alternate transportation.
- Trip interruption coverage: If you break down 100 miles or more away from home, Endurance will give you $150 per day (or a maximum of $450) to cover lodging and meals while your car is in the shop for a covered repair.
Endurance Elite
All Endurance vehicle protection plans also come with one year of Endurance Elite benefits. These perks include:
- Up to $500 for key fob replacement
- Collision discount of up to $500 per covered collision
- Tire repair and replacement for four tires per year (up to $150 per tire or $600 total)
- Total loss protection of up to $1,000 toward a replacement vehicle
With all Endurance warranty plans, you can take your car to any repair shop certified by the National Institute for Automotive Service Excellence (ASE®). Plans are also fully transferrable for a fee, and if you cancel within certain within 30 days without having filed a claim, you’ll get a full refund.
How Much Does the Endurance Supreme Warranty Cost?
We got quotes from Endurance to see how much a Supreme plan would cost for different vehicle makes and models. While each vehicle is different, they all have 42,000 miles on the odometer, and each plan term is for two and half years or 40,000 miles. Plans come with a $100 deductible and a down payment that includes the first month’s payment plus $29.
See the quotes we received in the table below.
Vehicle Make/Model | Monthly Price (30 Months) | Total Price |
2021 Nissan Altima | $87.81 | $2,663.30 |
2021 Jeep Cherokee | $90.68 | $2,749.40 |
2021 Ram 1500 | $90.68 | $2,749.40 |
These quotes are helpful to get a baseline idea of what you might pay, but your cost will vary depending on several factors, including:
- Vehicle make, model, age, and mileage: Typically, vehicles that are expensive to repair, are old, or have high mileage require costlier coverage.
- Chosen deductible: The higher your deductible, the lower your monthly payments, but the more you’ll pay out-of-pocket for repairs. Endurance offers deductible options between $0 and $200.
- Chosen coverage level: Plans that cover more components are more expensive, and vice versa.
Is the Endurance Supreme Worth it?
We think the Endurance Supreme plan could be worth it for you if you have an older vehicle with higher mileage, since they’re more likely to break down or have mechanical issues. With Endurance’s Supreme plan, you could potentially save money on auto repairs long term. The Supreme plan’s coverage can also be worth it for the added peace of mind, even if you have a new or low-mileage vehicle.
The plan’s exclusionary coverage protects nearly all of your car’s components, and with added benefits like towing and rental car reimbursement, you’ll be prepared in the case of a breakdown.
Endurance Supreme: Conclusion
We’ve named Endurance the Best Overall warranty provider, as it has a strong reputation for providing great customer service along with its comprehensive coverage options. The company holds a A- rating from the Better Business Bureau (BBB) and a customer review score of 3.7 out of 5.0, which is high in the vehicle service contract industry. On Trustpilot, Endurance has a 3.8-star rating out of 5.0, and an impressive 73% of those reviews are either four or five stars.
Learn more about Endurance warranty services by reading our full review. Visit the company’s website or click below to receive a free quote.
Endurance Supreme Warranty: FAQ
Below are some commonly asked questions about the Endurance Supreme plan:
Is Endurance legit?
Yes, Endurance is a legitimate company. This Northbrook, Illinois-based company is a direct provider of extended warranties with many favorable customer reviews.
Does Endurance pay for oil changes?
Only the EnduranceAdvantage™ protection plan pays for oil changes.
Is Endurance better than CarShield?
In our industry study, we ranked Endurance better than CarShield in every review category: coverage, industry standing, affordability, and customer service, but CarShield may still be the better option for you depending on your needs. See our Endurance vs. CarShield review for a more in-depth comparison.
Our Methodology
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
- Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
- Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
- Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
- Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.
*Data accurate at time of publication.