An extended auto warranty is a protection plan you can buy from an automaker or dealership to cover mechanical breakdowns. Third-party providers offer similar coverage in the form of vehicle service contracts. We use these terms interchangeably in this article for simplicity.
Crash Course:
- Endurance’s Supreme plan can be as cheap as $88 per month
- Endurance offers six levels of coverage at varying price points.
- Your first year of Endurance coverage comes with free benefits like tire replacement and collision discounts.
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Cost is one of the most important factors for most people considering extended warranty coverage. In this article, we’ll discuss the different costs of Endurance vehicle service contracts. In researching the best extended car warranties, we determined that plans from Endurance cost about $88 to $140 per month on average.
How Much Does Endurance Warranty Cost?
Like most vehicle service contract providers, Endurance doesn’t publish a standard rate for each of its plans. Through our research, we determined that the average costs for Endurance warranty services range from about $88 to $141 per month. Down payments for Endurance protection plans are the first month’s payment plus $29, while most deductibles are about $100.
We reached out to Endurance for sample quotes, each with a 2.5 year/40,000-mile term, $100 deductible, and a down payment of the first month’s cost, plus $29. Here’s what we received:
Endurance Plan | Vehicle Model | Vehicle Mileage | Monthly Payment (for 30 Months) | Total Price |
---|---|---|---|---|
Supreme | 2021 Nissan Altima | 42,000 | $87.81 | $2,663.30 |
Supreme | 2021 Ram 1500 | 42,000 | $90.68 | $2,749.40 |
Superior | 2021 Jeep Cherokee | 42,000 | $89.30 | $2,708.00 |
Superior | 2015 Nissan Altima | 120,000 | $122.71 | $3,710.30 |
Superior | 2015 Ram 1500 | 120,000 | $140.88 | $4,255.40 |
Secure Plus | 2015 Jeep Cherokee | 120,000 | $118.75 | $3,591.50 |
Secure Plus | 2015 Nissan Altima | 120,000 | $113.52 | $3,434.60 |
Factors That Affect Endurance Warranty Costs
There are several factors that affect the cost of your Endurance vehicle protection plan. They include:
- Term length
- Driver’s age
- Coverage plan
- Deductible amount
- Vehicle age and mileage
- Vehicle make and model
- Driving, parking, and storage habits
Because Endurance is a direct provider, you don’t have to rely on a middleman to determine your coverage plan.
Added Benefits
All Endurance warranties include the following additional benefits that can add some peace of mind:
- Rental car reimbursement of up to $30 a day for a maximum of $150
- Trip interruption coverage of up to $150 a day for a maximum of $450
- 24/7 roadside assistance that includes towing, fuel delivery, and lockout service
- 30-day money back guarantee in case you change your mind about a warranty
Additionally, Endurance offers a free year of Endurance Elite benefits, which includes the following perks:
- Key fob replacement: up to $500
- Four tire replacements per year: up to $150 per tire
- Collision discount: up to $500 per covered collision
- Total loss protection: up to $1,000 for a replacement vehicle
What Plan Options Does Endurance Offer?
Endurance offers six levels of coverage with varying costs and amounts of protection.
EnduranceAdvantage™
In addition to repairs, the EnduranceAdvantage™ plan covers routine maintenance, which is rare when it comes to car warranties. If you have this plan, Endurance will pay for oil changes, brake pad replacements, and tire rotations.
Supreme
The Supreme plan is Endurance’s highest level of coverage. This protection plan offers exclusionary coverage, which means that you can count on a component being covered unless it’s listed under the “exclusions” section of your contract.
Superior
The Superior plan is Endurance’s other high-tier vehicle service contract. It covers the vast majority of your vehicle’s components, including the engine, transmission, cooling system, drive axle, transfer case, and suspension.
Select Premier
The Select Premier plan covers the components most prone to mechanical breakdown, making it a good choice for used cars or high-mileage vehicles. The covered components include the engine, transmission, drive axles, electrical components, air conditioning, supercharger, and transfer case.
Secure Plus
The Secure Plus plan is a mid-tier coverage plan. In addition to covering everything the Secure plan covers, it also covers seals and gaskets when they need repairs in conjunction with other parts.
Secure
The Secure plan is Endurance’s most affordable coverage option. It’s most similar to a basic powertrain warranty and protects the most vital components of your vehicle, which are often the most expensive to repair. If you want more components covered, Endurance provides a number of add-on options with which you can customize your protection plan.
Learn more about Endurance warranty plans by reading our full review.
How To Get A Free Quote From Endurance
Determine what your chosen Endurance vehicle service contract will cost by getting a free quote. To do this, you’ll need to provide some information. Whether you use the Endurance quote tool on the company’s website or obtain a quote over the phone, you’ll be asked for your contact information and basic details about your vehicle.
It’s also good to collect quotes from multiple providers such as CarShield and Carchex to consider all your pricing options.
Endurance Auto Warranty Cost: FAQ
Below are some frequently asked questions about Endurance warranty costs:
What is the average cost of an Endurance car warranty?
Our team determined that plans from the Illinois-based provider cost, on average, about $88 to $141 per month.
Is Endurance worth the money?
If you want to drive your vehicle beyond its factory warranty coverage and protect yourself from costly future repairs, an Endurance protection plan is definitely worth the money. The provider features six reasonably-priced plans with unlimited mileage options, and it allows you to take your car to the repair shop of your choice, as long as it’s certified by the National Institute for Automotive Service Excellence (ASE®).
Does the Endurance warranty deny claims?
Endurance’s good reviews indicate that it covers many customers’ claims. Endurance carries an A- rating from the Better Business Bureau and a 3.8 out of 5.0-star rating on Trustpilot. The company also has an average rating of 4.1 out of 5.0 stars from over 16,500 Google reviews. Of course, it’s always important to carefully read any vehicle service contract so there’s no confusion about what’s covered and what isn’t.
Our Methodology
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
- Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
- Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
- Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
- Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.
*Data accurate at time of publication.