Best Car Warranty Companies

Crash Course:

• After in-depth industry research, we found that Endurance is the best car warranty company, and we name it Best Overall for 2025.
• Third-party car warranty companies each offer different coverage options and perks, which is why it’s best to shop around and compare coverage from the most reputable providers.
• On average, car warranty plans will cost around $1,054 per year of coverage. Prices will vary based on provider, vehicle type, and deductible amount.

Unexpected car repairs can cost upwards of thousands of dollars, especially if your car’s no longer covered by its factory warranty. The best extended car warranty companies help protect you from having to pay for breakdowns and defects in exchange for monthly or upfront payments.

Our editorial team has spent dozens of hours combing through the research and comparing the best car warranty companies available. In this article, we’ll explain our top choices, providing an in-depth look at each company’s business practices and industry reputation. We’ll also discuss what factors are worth considering when deciding which car warranty company is right for you.

What Are the Best Car Warranty Companies of 2025?

Based on reputation, cost, and coverage, Endurance, autopom!, CARCHEX, Toco, and Everything Breaks are the best car warranty companies of 2025. To find the best and most reputable companies, we considered each provider’s cost and coverage options and placed a heavy emphasis on industry reputation and customer experience.

You can compare each company that made our list of best auto warranty companies below:

Reputable Extended Car Warranty Company	Overall Score	Industry Standing Score	Award	Year Founded
Endurance	4.8	4.6	Best Overall	2006
autopom!	4.7	4.7	Most Affordable	2009
CARCHEX	4.6	4.8	Best Reputation	1999
Toco	4.3	4.7	Beginner-Friendly Plans	2012
Everything Breaks	4.4	4.4	Best Claims Process	2014

In the sections below, we’ll discuss each top car warranty company in detail.

1. Endurance: Best Overall

2. autopom!: Most Affordable

3. CARCHEX: Best Reputation

4. Toco: Beginner-Friendly Plans

5. Everything Breaks: Best Claims Process

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What To Know About Extended Car Warranty Companies

When shopping for extended car warranty coverage, it’s best to look for reputable companies with a strong customer service reputation, affordable rates, and an array of coverage options. The sections below will touch on how consumers and our editorial team determine the best car warranty companies.

What Is a Car Warranty Company?

While a “car warranty company” could technically mean any company (like automakers or insurance providers) that offer extended car warranties, the term is most commonly used to refer to third-party companies that specialize in brokering and/or administrating aftermarket vehicle service contracts.

Types of Extended Auto Warranty Providers

Though extended car warranties can be purchased from various types of companies, the two most common extended auto warranty providers are the automakers, which are usually the companies that manufacture the covered vehicle, and independent car warranty companies, which specialize in brokering and/or administering aftermarket vehicle protection plans.

There are pros and cons to buying coverage from each of these types, which we’ll explain in detail below.

Manufacturer Extended Warranties

Buying a manufacturer extended warranty ensures your vehicle receives genuine parts for auto repairs and factory-trained technicians for repair work. Despite this, these warranties have some disadvantages:

• Limited repair shop choices: Most automakers require drivers to have their vehicle repaired at a dealership or branded repair centers. For most drivers, this can be difficult, as some manufacturers only have a few dealerships nationwide.
• Expensive vehicle service contracts: You may find that the price of a vehicle service contract for an automaker is more expensive.
• Fewer coverage options: Generally, automakers only offer one to three vehicle protection plans. Depending on your needs, you may not have enough coverage or pay extra for unnecessary coverage.
• Purchasing periods: Some dealerships allow you to purchase an extended warranty before your factory warranty expires, while others require you to get it at the time you purchase your new vehicle.

Aftermarket Car Warranty Companies

Aftermarket (or third-party) car warranty companies are providers that offer extended car warranties for certain repairs. Most operate as brokers, while another company backs the vehicle service plans.

While these companies may not always offer guaranteed manufacturer parts, there are some advantages to buying a plan from them, including:

• More affordable coverage: You’re more likely to find affordable rates with reputable extended car warranty companies than an automaker, especially if it’s a luxury brand. That said, while the costs are lower overall, if you choose a third-party company, you will likely need to pay a deductible for repair costs.
• More repair shop choices: Most third-party warranty companies will allow you to take your car to any certified repair shop after a mechanical breakdown.
• More coverage options: You can typically find third-party warranty providers with five to six different coverage levels, which can often fit different drivers’ needs.
• Purchasing periods: Almost all aftermarket warranty companies sell plans for used vehicles outside of the new vehicle limited warranty period.

Car Warranty Company Cost

On average, a plan providing extended coverage from a car warranty company costs between $1,675 to $8,368. Below are quoted prices our researchers received from the best car warranty companies:

Car Warranty Provider	Vehicle Type and Mileage	Plan Name	Term Length	Extended Car Warranty Cost
Endurance	2021 Nissan Altima with 42,000 miles	Supreme	2.5 years/40,000 miles	$88 per month for 30 months
autopom!	2021 Nissan Altima with 42,000 miles	Exclusionary	4 years/unlimited miles	$126 per month for 24 months
CARCHEX	2021 Nissan Altima with 42,000 miles	Titanium	Unlimited/month-to-month	$110 per month
Toco	2015 Nissan Altima with 120,000 miles	Yellow	Unlimited/month-to-month	$97 per month
Everything Breaks	N/A	Topline	Unlimited/month-to-month	$110 per month

Common factors that affect extended car warranty costs include:

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Reputable Extended Car Warranty Companies: What To Look For

While price is an important factor for customers when choosing a car warranty company, one of the most common causes of dissatisfaction for existing customers are issues with claims denials.

While many claims denials result from customers not thoroughly understanding the contract they purchased, unscrupulous car warranty companies with a history of misleading customers do exist. For this reason, to help ensure you get what you pay for and are happy with the purchase, finding a trustworthy provider is crucial when choosing a car warranty company.

There are a few criteria you can use to judge whether or not a warranty provider is one you can depend on, which we highlight in below:

Car Warranty Company Customer Reviews

You can find customer review scores for warranty companies on Trustpilot, Google, and the BBB website, just to name a few. But no one website will give you the full picture, so it’s best to read reviews across multiple sites. For example, we noticed that customer review scores tend to be lower on the BBB because customers typically only go to this site looking to resolve an issue.

A reputable warranty provider will have lots of favorable reviews. Look for mentions of an easy claims process and supportive representatives as signs that the company will be there for you when you need them.

And while a few bad reviews are expected for any company, watch out for complaint patterns. If you see more than a few negative reviews that consistently mention bad business practices, such as scam calling after requesting a quote, it could be a legitimate problem.

Positive Industry Reputation

Industry rating organizations can give you insight into how other professionals see a company. We look closely at how the BBB and financial analyst AM Best rate warranty companies.

A company’s BBB rating reflects how well it handles customer complaints. A high rating indicates that a company is responsive and effective in resolving issues. Companies with low ratings haven’t done a good job of dealing with complaints. The BBB offers an explanation of a company’s rating if you click the text “reasons for rating” under the grade.

AM Best assesses companies’ financial strength in the form of a letter grade. We take a look at the underwriters that warranty companies use to service claims on their contracts. Their AM Best grade tells us whether the underwriter is in good enough financial shape to guarantee claims payouts.

Car Warranty Claims Process

You want to be able to easily use your extended warranty when you need it. That is, after all, why you bought it. But not every company makes it simple to use your coverage. Customer reviews can give you an idea of how easy a company is to work with and how quickly they settle claims.

Whether or not a company pays vehicle repair shops directly is also an important consideration. Some providers will cut a check to the facility, meaning you’ll only be responsible for the deductible if you have one. But others reimburse you after you’ve paid the bill yourself.

Transparency Regarding Coverage and Exclusions

Claims denials are one of the most common issues in the warranty industry. While reputable extended car warranty companies make it clear what is and isn’t covered, others hide key details in the fine print of your contract, such as part specifications and the length of your waiting period.

So while you should always read every contract in its entirety before signing, look for companies that make their business practices and their coverage clear and easy to understand.

Long-Standing Company History

As the market for vehicle service contracts grows, so does the number of providers. While there are certainly some excellent car warranty companies that have jumped in in the last few years, there are also plenty just looking to make a quick buck.

If a company has been around for a while, it’s a good sign that it has served customers well and isn’t a rip-off. Newer companies might be a great option but may require a little more scrutiny in other areas.

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Red Flags: How To Avoid Extended Warranty Scams

While the best auto warranty companies offer quality and dependable coverage, not all warranty providers live up to their promises. Some companies provide coverage that’s difficult to use, and others are basically just scams looking to make a quick buck.

The worst form of scams related to car warranty companies comes from individuals that impersonate telemarketers working on behalf of car warranty companies in order to illegally obtain your personal information and commit various forms of fraud.  There are ways to spot untrustworthy providers and outright frauds:

• Look at industry ratings: Ratings from professional organizations are a good place to start investigating a company. The BBB rates companies based on  how they handle complaints from customers. Their rating of a warranty company can give you a clue as to how easy a company is to work with. A poor rating from the BBB and especially any alerts are a clear sign you might want to look for another provider.
• Read customer reviews: Other customers can be a great source of information about a company and the experience of working with them. It’s normal for companies to have a few bad reviews here and there. But a high proportion of negative reviews compared to positive ones is a red flag, as are any consistent patterns noted in negative reviews.
• Avoid scam calls: If you are interested in purchasing a car warranty, reach out to the car warranty companies you are interested in directly for a quote. Never trust a cold caller with your personal information.

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Car Warranty Companies: FAQ

Below are frequently asked questions about car warranty companies:

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Our Methodology

Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

• Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
• Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
• Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
• Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.

*Data accurate at time of publication.