Best Car Warranty Companies

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An extended auto warranty is a protection plan you can buy from an automaker or dealership to cover mechanical breakdowns. Third-party providers offer similar coverage in the form of vehicle service contracts. We use these terms interchangeably in this article for simplicity.

Affiliate Disclosure: Automoblog and its partners may earn a commission if you purchase coverage from the extended warranty providers outlined here. These commissions come to us at no additional cost to you. Our research team has carefully vetted dozens of extended warranty providers. See our Privacy Policy to learn more.  

Crash Course:

  • After in-depth industry research, we found that Endurance is the best car warranty company, and we name it Best Overall for 2024.
  • Third-party car warranty companies each offer different coverage options and perks, which is why it’s best to shop around and compare coverage from the most reputable providers.
  • On average, car warranty plans will cost around $1,364 per year of coverage. Prices will vary based on provider, vehicle type, and deductible amount.
Endurance
4.6
Industry Standing: 4.4/5.0
Coverage: 4.9/5.0
Affordability: 4.5/5.0
Transparency: 5.0/5.0
Customer Service: 4.4/5.0
idée We recommend Endurance as the best warranty provider
  • Best Overall
  • Coverage Plans: 6 options plus maintenance plan
  • Odometer Limit: Unlimited mileage
  • Free Cancellation: 30-day money-back guarantee
  • Longest Term: 8 years of coverage
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Factory-level bumper-to-bumper plan Free membership for first year
Multiple powertrain/mid-level choices $500 collision discount
Scheduled maintenance coverage Tire repair or replacement
24/7 emergency roadside assistance Total loss protection up to $1,000
Trip interruption reimbursement Key fob replacement and repair
Rental vehicle coverage Endurance mobile app
Towing allowance $250 credit with shopping or dining partners

Our editorial team has spent dozens of hours combing through the research and comparing the best car warranty companies available. In this article, we’ll explain our top choices, providing an in-depth look at each company’s business practices and industry reputation. We’ll also discuss what factors are worth considering when deciding which car warranty company is right for you.

Best Extended Car Warranty Companies

To find the best and most reputable companies, we considered each provider’s cost and coverage options and placed a heavy emphasis on industry reputation and customer experience.

What Are the Best Car Warranty Companies of 2024?

Based on reputation, cost, and coverage, Endurance, autopom!, CNA National Warranty, and Toco are the best car warranty companies of 2024. You can compare each company that made our list of best auto warranty companies below:

Reputable Extended Car Warranty CompanyIndustry Standing ScoreOverall ScoreAwardYear Founded
Endurance4.64.6Best Overall2006
autopom!4.34.6Best Claims Process2009
CNA National Warranty4.54.3Best for EV Coverage1982
Toco4.34.3High Mileage Limit2012

In the sections below, we’ll discuss each top car warranty company in detail. 

1. Endurance: Best Overall

Year Established: 2006
Corporate Headquarters: Northbrook, Illinois
Availability: All states except California

We chose Endurance as the best car warranty company in the industry for 2024. The company stands out from the competition as a direct supplier, meaning it administers its warranty contracts to drivers directly with no middleman involved. Most other third-party warranty providers outsource their contracts to other service teams or underwriting companies.

Expand the section below to read more about Endurance.

Our Ratings

Endurance received an overall score of 4.6 out of 5.0 from our editorial team. It ranked highly across the categories we use to rate extended warranty providers — industry standing, coverage, affordability, and customer service.

Review CategoryRating
Industry Standing4.6
Coverage4.9
Affordability4.9
Customer Service3.9
Overall4.6

Continue reading: Endurance Review

Endurance’s Reputation

Endurance has an A- rating from the Better Business Bureau (BBB) and a 3.7 out of 5.0-star customer rating on the platform. Similarly, the company currently boasts an “Excellent” rating on Trustpilot receiving 3.6 out of 5 stars from customers. That puts it among the most reputable extended car warranty companies in the industry.

We found that positive Endurance warranty reviews across Trustpilot and the BBB highlight the company’s customer service, easy buying experience, and affordability. In contrast, negative reviews shine issues on lengthy wait times and a slow claims approval process.

In addition to its strong ratings, Endurance was also named one of the fastest-growing privately held companies by Inc. 5000 in 2024. The provider has also received multiple Stevie Awards for Great Employers, which recognizes a company’s efforts toward employee well-being.

Pros and Cons

ProsCons
Direct providerEndurance Elite Benefits are only available for one year
No mileage capsNot the cheapest provider
Repairs can be completed at shops nationwide

Endurance Warranty Costs

While Endurance contracts tend to be on the more expensive side, many drivers think it’s worth it for the perks and comprehensive benefits. 

In general, we found that Endurance plans of all levels cost from $87 to $150 per month and require a down payment of $116 to $179.

Endurance Coverage Levels

Endurance has six coverage levels to choose from:

Endurance Warranty PlanWhat It Covers
SupremeThis comprehensive plan is best for new, high-tech, commercial, or hybrid vehicles.
SuperiorThis is the highest level of stated-component coverage offered by Endurance.
Secure PlusThis offers powertrain plus coverage with the shortest waiting period.
Select PremierThis plan is specifically-designed powertrain plus coverage for older cars with lots of miles on them.
SecureThis is the most affordable powertrain coverage plan, covering only the engine, transmission, and water pump.
EnduranceAdvantage™This is the highest level of stated component coverage offered and includes regularly scheduled maintenance services like oil changes.
Endurance Benefits

Drivers also get access to Endurance Elite Benefits, which come free for one year and include:

  • Key fob repair or replacement 
  • Tire repairs or replacements
  • Up to $500 per covered collision ($1,000 limit)
  • Up to $1,000 toward a new vehicle if your car is totaled

2. autopom!: Best Claims Process

Year Established: 2009
Corporate Headquarters: Lake Forest, California
Availability: Varies by plan

If you’re looking for an extended car warranty company with an excellent customer service reputation, a solid claims process, and a range of affordable coverage options, autopom! is worth considering. The company is known for its amazing customer service representatives who advocate for customers who feel their car repair claims were unjustly rejected.

Our Ratings

Due to its customer advocacy, we gave the company a 4.6-star rating out of 5.0 and named it Best Claims Process for 2024. The company also received high ratings across the board for the five criteria we use to assess all extended warranty providers.

Review CategoryRating
Industry Standing4.3
Coverage4.5
Affordability4.9
Customer Service4.7
Overall4.6

Continue reading: autopom! Review

autopom!’s Reputation

Along with our ratings, autopom! has solid reviews on the BBB and Trustpilot. Customers on the BBB website give autopom! an average score of 4.3 out of 5.0 stars. The company is similarly well-received on Trustpilot, where it holds an average customer review rating of 4.4 out of 5.0 stars.

Pros and Cons

ProsCons
Excellent customer reviewsHigh down payments
Multiple coverage optionsContract availability varies by location
Strong industry reputation

autopom! Costs

Based on the quote our team received, an exclusionary plan from autopom! costs about $126 per month for four years with a $159 down payment. Your costs may vary based on your vehicle and chosen coverage level. 

autopom! Coverage Levels

With autopom!, there are three levels of coverage:

autopom! Warranty PlanWhat It Covers
ExclusionaryThis bumper-to-bumper coverage comes with only a few exclusions and is geared towards newer cars.
Mid-levelThis provides protection for many of your vehicle’s systems, including fuel delivery.
Powertrain plusThis plan is best for people looking for minimal coverage, as it protects your car’s transmission and drivetrain.
Show more Show less

3. CNA National Warranty: Best for EV Coverage

Year Established: 1982
Corporate Headquarters: Scottsdale, Arizona
Availability: 50 states

CNA National Warranty Corporation has been around for over 40 years. It’s also backed by CNA Financial, which is one of the oldest commercial insurance companies in the U.S. CNA National Warranty plans are only available through dealerships, so it can be difficult to find specific pricing information online.

Our Ratings

Our team gave the provider an overall rating of 4.3 and our Best for EV Coverage award. CNA’s stellar industry reputation is one reason the provider sits in our top three picks. A wide range of coverage options also helps CNA stand out from the competition.

Review CategoryRating
Industry Standing4.5
Coverage4.9
Affordability3.7
Customer Service4.3
Overall4.3

CNA’s Reputation

CNA National Warranty carries an A+ rating from the BBB, along with a solid customer rating of 3.0 out of 5.0 stars on the platform. The company also holds a healthy 3.6 out of 5.0-star rating from nearly 700 Google reviews.

Many positive reviews of CNA National Warranty focus on helpful and professional customer service representatives. Quick claims processing is also a common theme in these reviews.

CNA National Warranty Costs

CNA National Warranty plans are only sold through dealerships, which makes it difficult to find clear pricing information. In general, you can expect to pay somewhere between $1,700 and $4,000 for an extended warranty. Level of coverage, vehicle type, mileage, and deductible are a few of the most important cost factors.

CNA National Warranty Coverage

CNA offers a unique range of warranty coverage options. These are the basic types of protection the company offers:

CNA Warranty PlanWhat It Covers
Z2 Service ContractThis is CNA’s main coverage tier, with four levels of protection included. You can choose from a basic powertrain plan, a couple of mid-level warranty options, and a comprehensive protection plan that’s similar to a factory warranty.
EV Service ContractThis recent addition to CNA’s warranty offerings also features four levels of coverage. The Elite Protect with Battery option provides comprehensive coverage and will repair or replace the propulsion battery if it falls below the manufacturer’s capacity allowance.
Term Protect Service ContractThis protection option features a range of terms and includes routine maintenance services.
Guaranteed Asset Protection (GAP)An optional protection that bridges the gap between your car’s value and how much you owe on it in the event of a total loss.
Certified WarrantyCNA works with dealerships to create customized warranty plans for certified pre-owned (CPO) vehicles.
Lifetime Limited Powertrain Warranty and WrapSome dealers offer CNA powertrain wrap coverage that protects a wide range of powertrain elements for as long as you own the vehicle.
Protection PlansYou can also buy tire and wheel protection, paintless dent repair benefits, and windshield protection through CNA.

4. Toco: High Mileage Limit

Year Established: 2012
Corporate Headquarters: West Hills, California
Availability: 45 states (not available in California, Arkansas, Missouri, Washington, or Wyoming)

Toco is one of the few warranty providers that administers all its vehicle protection plans. The company features high mileage limits, which makes it an ideal option if you want to keep your used car on the road for many years to come.

Our Ratings

Our editorial team gave Toco a 4.3 out of 5.0-star rating with special notice for its high mileage limits. Here’s a quick look at how we rated the well-rounded provider in four key categories

Review CategoryRating
Industry Standing4.3
Coverage4.3
Affordability4.3
Customer Service4.4
Overall4.3

Continue reading: Toco Review

Toco’s Reputation

Toco receives largely positive feedback from customers and industry authorities. The provider holds an A+ rating from the BBB, with an average customer review of 4.4 out of 5.0 on the site. Trustpilot reviews tell an even more encouraging story, with just over 500 reviews giving Toco a 4.7 out of 5.0-star rating.

Excellent customer service and a smooth claims process are frequently mentioned in positive Toco reviews.

Pros and Cons

ProsCons
Plans cover vehicles with up to 250,000 milesPlan availability depends on vehicle mileage
Administers its own plans
No down payment

Toco Costs

According to our research, Toco Warranty plans typically cost less than the industry average. We received a quote for its mid-level plan at $97 per month with a $97 down payment. Your cost may vary base on your coverage level and vehicle. 

Toco Coverage

Coverage options with Toco include four plans. Unlike most warranty companies, each of Toco’s plans is only available for vehicles with a certain mileage. You can review each plan’s coverage as well as its mileage requirements below:

Toco Warranty PlanPlan AvailabilityWhat It Covers
OrangeVehicles up to 100,000 milesThe Orange plan offers comprehensive protection with only a few exclusions.
YellowVehicles between
100,000 and 150,000 miles
This plan features mid-level protection that includes the engine, transmission, cooling system, air conditioning, fuel system, and high-tech features.
BlueVehicles between
150,000 and 200,000 miles
The Toco Blue plan is an expanded powertrain warranty that adds air conditioning and various electrical components to the engine and transmission.
GreenVehicles between
200,000 and 250,000 miles
The Green covers key powertrain components like the engine, transmission, drive axle, and turbo/supercharger.

Toco Warranty plans come with 24-hour roadside assistance, towing benefits, trip interruption coverage, and rental car reimbursement.


Compare Car Warranty Companies

In May 2024, our editorial team polled 1,000 respondents to find out their experience with car warranty companies. We found that around 30% of respondents purchased an extended warranty from an automaker, while the rest purchased from a third-party extended car warranty provider.

We asked respondents what the most important factor was when choosing their provider. Almost 30% said coverage options, while about 25% said total cost. 


Extended Car Warranty Companies: What to Know

When shopping for extended car warranty coverage, it’s best to look for reputable companies with a strong customer service reputation, affordable rates, and an array of coverage options. The sections below will touch on how consumers and our editorial team determine the best car warranty companies.

What Is a Car Warranty Company?

While a “car warranty company” could technically mean any company (like automakers or insurance providers) that offer extended car warranties, the term is most commonly used to refer to third-party companies that specialize in brokering and/or administrating aftermarket vehicle service contracts. 

Types of Extended Auto Warranty Providers

Though extended car warranties can be purchased from various types of companies, the two most common extended auto warranty providers are the automakers, which are usually the companies that manufacture the covered vehicle, and independent car warranty companies, which specialize in brokering and/or administering aftermarket vehicle protection plans. 

There are pros and cons to buying coverage from each of these types, which we’ll explain in detail below.

Extended Warranties From An Automaker

Buying extended coverage directly from an automaker ensures your vehicle receives genuine parts for auto repairs and factory-trained technicians for repair work. Despite this, these warranties have some disadvantages:

  • Limited repair shop choices: Most automakers require drivers to have their vehicle repaired at a dealership or branded repair centers. For most drivers, this can be difficult, as some manufacturers only have a few dealerships nationwide.
  • Expensive vehicle service contracts: You may find that the price of a vehicle service contract for an automaker is more expensive.
  • Fewer coverage options: Generally, automakers only offer one to three vehicle protection plans. Depending on your needs, you may not have enough coverage or pay extra for unnecessary coverage.
  • Purchasing periods: Some dealerships allow you to purchase an extended warranty before your factory warranty expires, while others require you to get it at the time you purchase your new vehicle.

Aftermarket Car Warranty Companies

Aftermarket (or third-party) car warranty companies are providers that offer extended car warranties for certain repairs. Most operate as brokers, while another company backs the vehicle service plans. 

While these companies may not always offer guaranteed manufacturer parts, there are some advantages to buying a plan from them, including:

  • More affordable coverage: You’re more likely to find affordable rates with reputable extended car warranty companies than an automaker, especially if it’s a luxury brand. That said, while the costs are lower overall, if you choose a third-party company, you will likely need to pay a deductible for repair costs.
  • More repair shop choices: Most third-party warranty companies will allow you to take your car to any certified repair shop after a mechanical breakdown.
  • More coverage options: You can typically find third-party warranty providers with five to six different coverage levels, which can often fit different drivers’ needs.
  • Purchasing periods: Almost all aftermarket warranty companies sell plans for used vehicles outside of the new vehicle limited warranty period.

Car Warranty Company Cost

On average, a plan providing extended coverage from a car warranty company costs between $1,794 and $4,270. Below are quoted prices our researchers received from the best car warranty companies (excluding CNA, as its plans are only available through select dealerships):

Car Warranty ProviderVehicle Type
and Mileage
Plan NameTerm LengthExtended Car Warranty Cost
Endurance2015 Nissan Altima with 120,000 milesSuperior2.5 years/
40,000 miles
$3,710.30
autopom!2021 Nissan Altima with 42,000 milesExclusionary4 years/
unlimited miles
$125.75
per month
for 24 months
Toco2015 Nissan Altima with 120,000 milesYellowUnlimited;
month-to-month
$96.50
per month

Common factors that affect extended car warranty costs include:

a graphic displaying six car warranty cost factors represented by red icons. cost factors are type of vehicle, deductible, coverage, warranty provider, age of vehicle, and mileage

Reputable Extended Car Warranty Companies: What To Look For

While price is an important factor for customers when choosing a car warranty company, one of the most common causes of dissatisfaction for existing customers are issues with claims denials.

While many claims denials result from customers not thoroughly understanding the contract they purchased, unscrupulous car warranty companies with a history of misleading customers do exist. For this reason, to help ensure you get what you pay for and are happy with the purchase, finding a trustworthy provider is crucial when choosing a car warranty company.

There are a few criteria you can use to judge whether or not a warranty provider is one you can depend on, which we highlight in below:

Car Warranty Company Customer Reviews

You can find customer review scores for warranty companies on Trustpilot, Google, and the BBB website, just to name a few. But no one website will give you the full picture, so it’s best to read reviews across multiple sites. For example, we noticed that customer review scores tend to be lower on the BBB because customers typically only go to this site looking to resolve an issue.

A reputable warranty provider will have lots of favorable reviews. Look for mentions of an easy claims process and supportive representatives as signs that the company will be there for you when you need them.

And while a few bad reviews are expected for any company, watch out for complaint patterns. If you see more than a few negative reviews that consistently mention bad business practices, such as scam calling after requesting a quote, it could be a legitimate problem.

Positive Industry Reputation

Industry rating organizations can give you insight into how other professionals see a company. We look closely at how the BBB and financial analyst AM Best rate warranty companies.

A company’s BBB rating reflects how well it handles customer complaints. A high rating indicates that a company is responsive and effective in resolving issues. Companies with low ratings haven’t done a good job of dealing with complaints. The BBB offers an explanation of a company’s rating if you click the text “reasons for rating” under the grade.

AM Best assesses companies’ financial strength in the form of a letter grade. We take a look at the underwriters that warranty companies use to service claims on their contracts. Their AM Best grade tells us whether the underwriter is in good enough financial shape to guarantee claims payouts.

Car Warranty Claims Process

You want to be able to easily use your coverage when you need it. That is, after all, why you bought it. But not every company makes it simple to use your coverage. Customer reviews can give you an idea of how easy a company is to work with and how quickly they settle claims.

Whether or not a company pays vehicle repair shops directly is also an important consideration. Some providers will cut a check to the facility, meaning you’ll only be responsible for the deductible if you have one. But others reimburse you after you’ve paid the bill yourself. 

Transparency Regarding Coverage and Exclusions

Claims denials are one of the most common issues in the warranty industry. While reputable extended car warranty companies make it clear what is and isn’t covered, others hide key details in the fine print of your contract, such as part specifications and the length of your waiting period.

So while you should always read every contract in its entirety before signing, look for companies that make their business practices and their coverage clear and easy to understand.

Long-Standing Company History

As the market for vehicle service contracts grows, so does the number of providers. While there are certainly some excellent car warranty companies that have jumped in in the last few years, there are also plenty just looking to make a quick buck.

If a company has been around for a while, it’s a good sign that it has served customers well and isn’t a rip-off. Newer companies might be a great option but may require a little more scrutiny in other areas.


Red Flags: Warning Signs of a Bad Extended Warranty Company

While the best auto warranty companies offer quality and dependable coverage, not all warranty providers live up to their promises. Some companies provide coverage that’s difficult to use, and others are basically just scams looking to make a quick buck. 

The worst form of scams related to car warranty companies comes from individuals that impersonate telemarketers working on behalf of car warranty companies in order to illegally obtain your personal information and commit various forms of fraud.  There are ways to spot untrustworthy providers and outright frauds:

  • Look at industry ratings: Ratings from professional organizations are a good place to start investigating a company. The BBB rates companies based on  how they handle complaints from customers. Their rating of a warranty company can give you a clue as to how easy a company is to work with. A poor rating from the BBB and especially any alerts are a clear sign you might want to look for another provider.
  • Read customer reviews: Other customers can be a great source of information about a company and the experience of working with them. It’s normal for companies to have a few bad reviews here and there. But a high proportion of negative reviews compared to positive ones is a red flag, as are any consistent patterns noted in negative reviews.
  • Avoid scam calls: If you are interested in purchasing a car warranty, reach out to the car warranty companies you are interested in directly for a quote. Never trust a cold caller with your personal information. 

Best Auto Warranty Companies: Conclusion

With so many options on the market for extended car warranties, it can be hard to know who’s the best in the business. Our team did extensive research on the best extended car warranty companies and ranked them based on industry standing, coverage, affordability, and customer service.

Endurance and autopom! scored the highest in our reviews, but the best company for you will depend on what kind of coverage you need and how much you want to pay. That’s why we always recommend shopping around and getting free quotes from several providers.

Endurance
4.6
Industry Standing: 4.4/5.0
Coverage: 4.9/5.0
Affordability: 4.5/5.0
Transparency: 5.0/5.0
Customer Service: 4.4/5.0
idée We recommend Endurance as the best warranty provider
  • Best Overall
  • Coverage Plans: 6 options plus maintenance plan
  • Odometer Limit: Unlimited mileage
  • Free Cancellation: 30-day money-back guarantee
  • Longest Term: 8 years of coverage
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Factory-level bumper-to-bumper plan Free membership for first year
Multiple powertrain/mid-level choices $500 collision discount
Scheduled maintenance coverage Tire repair or replacement
24/7 emergency roadside assistance Total loss protection up to $1,000
Trip interruption reimbursement Key fob replacement and repair
Rental vehicle coverage Endurance mobile app
Towing allowance $250 credit with shopping or dining partners

Car Warranty Companies: FAQ

Below are frequently asked questions about car warranty companies:

What are the top-rated extended auto warranty companies?

Our research team identified Endurance, autopom!, and CNA National Warranty as great choices for extended coverage. We picked these providers because of their coverage options, cost, and customer experience. That said, the right choice for an extended warranty company will depend on the customer’s needs.

What is the most reliable car warranty company?

In our research, we found that Endurance was the most reliable car warranty company overall. The direct warranty provider offers six coverage levels, with unlimited mileage for many plans. It also offers several plan benefits, such as roadside assistance, rental car reimbursement, and trip interruption coverage.

Who has the highest-rated extended auto warranties?

During our research, we found that Endurance offered the highest-rated extended auto warranties. The company offers six plans ranging from bumper-to-bumper coverage to powertrain coverage. It even has a plan that combines an extended warranty with scheduled maintenance, known as EnduranceAdvantage.

What is the best way to buy an extended warranty for a car?

The best way to buy an extended warranty for a vehicle will come down to your personal preferences. You can purchase an extended warranty through the automaker or dealership where you bought your car or a third-party extended car warranty company. Automaker plans offer genuine parts for covered repairs and factory-trained technicians, while third-party plans are more flexible and tend to have more coverage options.

When should you not buy an extended warranty?

It’s best to wait instead of buying an extended warranty when you purchase your car, since you likely won’t need it for several years. You should consider waiting until your manufacturer’s warranty is nearing expiration or the deadline to purchase coverage is approaching.

What are the top 5 manufacturer extended car warranties?

Based on our research, we found that the best factory extended car warranties are offered by Hyundai, Lexus, Kia, BMW, and Buick.

Our Methodology: How We Rated The Best Car Warranty Companies

Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

  • Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
  • Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
  • Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
  • Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.

*Data accurate at time of publication.