An extended auto warranty is a protection plan you can buy from an automaker or dealership to cover mechanical breakdowns. Third-party providers offer similar coverage in the form of vehicle service contracts. We use these terms interchangeably in this article for simplicity.
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Crash Course:
- CARCHEX is the best extended warranty in Pennsylvania for its strong industry reputation and wide range of coverage options.
- Our runner-up pick is CarShield for Pennsylvania drivers.
- Pennsylvania ranks around the middle of the pack for average repair costs according to CarMD.
Featured Extended Warranty Companies
We reviewed the best extended auto warranty providers, and here are our top picks.
Best Overall Warranty Provider
Endurance
Affordable Monthly Payment
CarShield
Best Warranty Provider for Used Cars
Carchex
This article reviews best extended car warranty companies in Pennsylvania and provides tips for shopping for a used car warranty in the state.
Best Used Car Warranty Pennsylvania
There are plenty of reputable car repair warranty providers on the market. The best way to get the cheapest, most comprehensive coverage for your vehicle is to seek out reliable providers and compare quotes. Two of our top recommended providers are CARCHEX and CarShield.
CARCHEX: Best Reputation
CARCHEX is an industry leader. It has been around for over 20 years in an industry where many companies last less than a decade. The company offers competitive pricing and comprehensive coverage options. When we asked CARCHEX for a quote on a Titanium plan (the highest level of coverage) for a 2021 Nissan Altima with 45,000 miles, we were offered the following terms:
- Term length: Unlimited (month-to-month)
- Monthly payments: $149.99 at first, $109.99 after discounts
- Deductible: $200.00
We also requested a quote for a Powertrain Plus plan, CARCHEX mid-level coverage, on a 2015 Jeep Cherokee with 120,000 miles and were offered the following terms:
- Term length: Unlimited (month-to-month)
- Monthly payments: $169.99 at first, $149.99 after discounts
- Deductible: $250.00
Learn more about the provider in our complete CARCHEX review.
CarShield: Affordable Monthly Payments
CarShield is another of our top recommended providers that offers good pricing plans. We asked CarShield to supply a quote on the company’s highest level of coverage, called the Diamond plan, for the Nissan Altima above and were offered the following terms:
- Term length: Unlimited (month-to-month)
- Monthly payments: $149.99 at first, $109.99 after discounts
- Deductible: $200.00
This was the same price we received from CARCHEX. We also requested quotes for CarShield’s Gold powertrain plan for the Jeep Cherokee above. We were offered an unlimited plan with a monthly payment of $149.99. This time, the representative didn’t offer any discounts.
Read our full CarShield review for more information.
Is an Extended Warranty Worth It in Pennsylvania?
Looking at the 2022 CarMD Vehicle Health Index, Pennsylvania ranks 32nd out of 50 states plus Washington D.C. for its average repair cost of $384.33. This cost includes parts and labor and is an average of what drivers pay for repairs after their check engine light comes on. The most expensive state for repairs on the report was Connecticut, with an average cost of $418.37.
While Pennsylvania might not have the highest repair costs, a warranty can still be worth it to cover serious breakdowns that can exceed $1,000. Consider your savings and your car’s average reliability rating from sites like RepairPal or Edmunds to decide if a warranty is worth it in Pennsylvania.
Best Extended Warranty in Pennsylvania: Conclusion
Overall, we recommend CARCHEX and CarShield for Pennsylvania extended warranties. You can find good monthly rates from both of these companies, and they can cover vehicles with high mileage. We recommend comparing multiple quotes when you shop for a plan.
Featured Extended Warranty Companies
We reviewed the best extended auto warranty providers, and here are our top picks.
Best Overall Warranty Provider
Endurance
Affordable Monthly Payment
CarShield
Best Warranty Provider for Used Cars
Carchex
Pennsylvania Extended Warranties: FAQ
How much does an extended warranty cost?
According to our quote data, the average cost of a car warranty ranges from $1,700 to $4,000 for three to seven years of coverage.
Is buying an extended car warranty worth it?
An extended car warranty can be worth it if you want peace of mind that major repairs are covered or if your car model is known for higher repair costs.
What company has the best extended car warranty?
We chose CARCHEX as the best warranty company in Pennsylvania because it can cover cars up to 250,000 miles and has a strong reputation in the industry.
